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	<title>Professional Insurance Blog</title>
	<link>http://www.insurancetrue.com</link>
	<description>A insurance blog dedicated to discussing such topics as Auto Insurance, Car Insurance, Life Insurance, Health Insurance, Home Insurance, Travel Insurance, Dental Insurance, Commercial Insurance, Pet Insurance, Motor Insurance and other areas in all your personal and business insurances.</description>
	<lastBuildDate>Fri, 05 Sep 2008 02:10:24 +0000</lastBuildDate>
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		<title>Senior Life Settlement - Uses and Applications</title>
		<description><![CDATA[In a recent article in the National Underwriter (April, 2005) a Senior Life Settlement is depicted as an ingenious financial planning option available to consumers by providing access to secondary life insurance market through life insurance valuation - a new trend, tool in the financial advisory services industry unlocking opportunity for many.
Sound investment practices require [...]]]></description>
		<link>http://www.insurancetrue.com/senior-life-settlement-uses-and-applications/2008/09/04/</link>
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		<title>Choice of Term Life Insurance Or Whole Life Insurance</title>
		<description><![CDATA[The two types of life insurance are term and permanent. The one that&#8217;s right for you depends on lots of factors, including your budget, the amount of coverage you have need to, and the body of time you would like the coverage to last. If you are thinking of purchasing term life insurance, perfectly industry [...]]]></description>
		<link>http://www.insurancetrue.com/choice-of-term-life-insurance-or-whole-life-insurance/2008/09/04/</link>
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		<title>Term Life Insurance - Am I Paying Too Much?</title>
		<description><![CDATA[If you are searching for term life insurance you will probably want to look into how much money it is going to set you back. The bottom line is that term life insurance costs will vary from company to company. And to go along with this, every person who is searching for term life insurance [...]]]></description>
		<link>http://www.insurancetrue.com/term-life-insurance-am-i-paying-too-much/2008/08/03/</link>
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		<title>Over 50s Life Insurance - Affordable and Often Needed</title>
		<description><![CDATA[Lots of people associate life insurance policies with young families who still have kids to raise and a mortgage to pay off. Of course, rates tend to be lower for younger people, but these days, life insurance for older people is more affordable than many think it is. For one thing, we are living longer [...]]]></description>
		<link>http://www.insurancetrue.com/over-50s-life-insurance-affordable-and-often-needed/2008/08/03/</link>
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		<title>Do I Need Uninsured Motorist Coverage on My Auto Policy If I Have Medicare Or Health Insurance?</title>
		<description><![CDATA[This is a very common question that we encounter in our practice. I&#8217;ve even heard of insurance agents who expressed the opinion that people do not need uninsured motorist coverage on their auto policy if they have health insurance or Medicare. The reasoning seems to be that following an accident their medical bills would be [...]]]></description>
		<link>http://www.insurancetrue.com/do-i-need-uninsured-motorist-coverage-on-my-auto-policy-if-i-have-medicare-or-health-insurance/2008/08/03/</link>
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		<title>Car Insurance For Teenagers - How to Get Discounts For It!</title>
		<description><![CDATA[Many parents find the expense of car insurance for teenagers are a burden to them due to its very high rates. They get the shock of their life when they saw how expensive it is to protect their teenager from any mishaps that result from their driving. This is not a shocking new fact as [...]]]></description>
		<link>http://www.insurancetrue.com/car-insurance-for-teenagers-how-to-get-discounts-for-it/2008/07/13/</link>
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		<title>Knowing Your Life Insurance Companies</title>
		<description><![CDATA[When you are looking to purchase life insurance, it is not as easy as buying a car insurance. You need to know the different types of insuring yourself and of the reliability of the life insurance companies. There are literally thousands of life insurance companies so it is not fair to name some or few [...]]]></description>
		<link>http://www.insurancetrue.com/knowing-your-life-insurance-companies/2008/07/03/</link>
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		<title>Gas Prices</title>
		<description><![CDATA[Though most drivers find themselves shelling out more and more money at the pump, it is not only the general public that is being greatly impacted.  Many industries are struggling to find solutions to the ever-increasing price of fuel.  The airline industry, trucking companies, and even law enforcement are striving to discover ways [...]]]></description>
		<link>http://www.insurancetrue.com/gas-prices/2008/06/10/</link>
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		<title>How to Buy Life Insurance</title>
		<description><![CDATA[Who needs life insurance?
If there are people who depend on one person&#8217;s income as the principal financial support, then the principle person needs life insurance to protect the dependant&#8217;s from financial loss.
Older couples also may need life insurance to protect a surviving spouse against the possibility of the retirement savings being exhausted by unexpected medical [...]]]></description>
		<link>http://www.insurancetrue.com/how-to-buy-life-insurance/2008/06/05/</link>
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		<title>Smoking Can Harm Your Insurance Too</title>
		<description><![CDATA[Smoking is not just a burden on your health but your finances as well. There is the direct cost of purchasing them and the accrued cost over time can be ridiculously high. The collateral financial cost of smoking is the negative impact it can have on life insurance. Smokers more than other clients will be [...]]]></description>
		<link>http://www.insurancetrue.com/smoking-can-harm-your-insurance-too/2008/06/05/</link>
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		<title>Affordable Auto Insurance Rate - Don&#8217;t Let Your Home Ruin It</title>
		<description><![CDATA[What has my place of residence got to do with getting an affordable auto insurance rate? A lot! The crucial thing is to find out if it is compelling you to pay more or less. You may find this hard to believe unless you are versed in insurance matters. Nevertheless, there are things you can [...]]]></description>
		<link>http://www.insurancetrue.com/affordable-auto-insurance-rate-dont-let-your-home-ruin-it/2008/05/04/</link>
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		<title>The Biggest Pitfalls Of Car Insurance</title>
		<description><![CDATA[Beware of the few companies that are out there that only offer car insurance scams. This is one of the pitfalls of car insurance. While the numbers of these fly by night type companies are dwindling, they do still exist. The sold purpose of these companies is to offer you substandard, if any, insurance policies [...]]]></description>
		<link>http://www.insurancetrue.com/the-biggest-pitfalls-of-car-insurance/2008/05/04/</link>
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		<title>Massive Savings for High Risk Drivers in Getting Cheap Auto Insurance</title>
		<description><![CDATA[There are many ways you can avoid being a high risk driver and getting cheap auto insurance. You should consider things like mileage, where you live, a garage, and the type of vehicle you are trying to insure. Thinking about these things can save you quite a bit of money on your car insurance.
The type [...]]]></description>
		<link>http://www.insurancetrue.com/massive-savings-for-high-risk-drivers-in-getting-cheap-auto-insurance/2008/04/22/</link>
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		<title>How to Navigate The Life Insurance Minefield</title>
		<description><![CDATA[Buying insurance of any kind is often confusing. In order to compare policies by price, you have to be sure that each policy carries the same benefits for the same amount, and figure in a dozen different factors. It&#8217;s enough to set your head spinning in most cases.
Term life insurance cover, however, can be relatively [...]]]></description>
		<link>http://www.insurancetrue.com/how-to-navigate-the-life-insurance-minefield/2008/04/01/</link>
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		<title>Introduction to No Medical Life Insurance</title>
		<description><![CDATA[There are a lot of people who put off purchasing the life insurance they need, because they don&#8217;t make the time or they don&#8217;t believe their health is good enough to show favorable medical exam results required by most insurance policies to go into effect. There are now a number of life insurance companies that [...]]]></description>
		<link>http://www.insurancetrue.com/introduction-to-no-medical-life-insurance/2008/04/01/</link>
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		<title>Understanding Term Life Insurance</title>
		<description><![CDATA[Life insurance is designed to protect your family and others who depend on you for financial support.
Term life insurance is the original form of life insurance and is considered to be pure insurance protection as it builds no cash value compared to permanent life insurance such as whole life, universal life, and variable universal life.
If [...]]]></description>
		<link>http://www.insurancetrue.com/understanding-term-life-insurance/2008/03/19/</link>
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		<title>Make A Right Selection With Life Settlement Insight</title>
		<description><![CDATA[Life is a treasure that no one wants to miss out on. However, another word that is synonymous with life is uncertainty. Many instances can occur in your life, when you feel totally compelled to suffer and face the hard time. This situation often gets worsen if you are old and financially not very strong [...]]]></description>
		<link>http://www.insurancetrue.com/make-a-right-selection-with-life-settlement-insight/2008/02/27/</link>
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		<title>Coventry Life Settlement - For Worry Free Old Age</title>
		<description><![CDATA[Since the financial market is offering the finest financial services for their consumers, senior citizens are also taking interest in specific financial services. It is quite true that every human being requires money at every stage of life but old age is such a stage of life when a person needs proper financial backing, as [...]]]></description>
		<link>http://www.insurancetrue.com/coventry-life-settlement-for-worry-free-old-age/2008/02/27/</link>
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		<title>Annuities Could Be Your Best Investment, Or Your Worst - Don&#8217;t Make A Mistake!</title>
		<description><![CDATA[Most retirees or those about to enter retirement have at least one (if not all) of the following concerns:
Protecting their savings
Creating and protecting their retirement income stream, and
Protecting their heirs.
Roll these concerns all up together and we see that the underlying issue is risk management. Invested properly, annuities can be a significant anecdote to these [...]]]></description>
		<link>http://www.insurancetrue.com/annuities-could-be-your-best-investment-or-your-worst-dont-make-a-mistake/2008/02/27/</link>
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		<title>Is It Possible To Get Cheap Auto Insurance For Lady Drivers?</title>
		<description><![CDATA[Insurances are very necessary and this fact does not need to be retold. Driver&#8217;s insurance is one of the few things that are the most common in the society today. There are a few tricks that you can imply to get yourself a cheaper driver&#8217;s insurance.
Some of them directly relate to which sex you belong [...]]]></description>
		<link>http://www.insurancetrue.com/is-it-possible-to-get-cheap-auto-insurance-for-lady-drivers/2008/02/12/</link>
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