Statistically speaking, teenage drivers are 60% more likely to have accidents when they’re behind the wheel than their parents are. We all know it, but that doesn’t stop our hearts from leaping in our throats each and every time we have to hand over the car keys-or keep us from flinching at the thought of what those accidents are going to do to our car insurance rates!
So. You’ve been in an accident. Hey, it happens to almost all of us sooner or later. All it takes is a second or two of inattention, and the next thing you know your car’s totaled and you’re standing there thinking horrible thoughts about what this is going to do to your car insurance rates. Before you panic and decide to devote yourself to hoofing it for the rest of your life, take some time to talk to your insurance agent about accident forgiveness.
Have you ever sat down to read your car insurance policy cover to cover? If you have then you already know it’s about as clear as mud! If you’re not fluent in insurance-ese or legal-ese you’re destined to spend half the time with your policy in one hand and a dictionary in the other! The good news is, there are really only a few things you need to understand about your insurance coverage. How high your coverage limits are, and what’s going to be covered.
