Professional Insurance Blog

1. You have the option of either buying a named peril homeowner’s insurance policy or an all risk homeowner’s insurance policy. With a named peril policy you only get coverage from only risks mentioned in the policy while an all risk policy gives coverage from all risks apart from those that the policy excludes.

Life insurance is no place to skimp, especially with rates at historic lows. It began as a way of reducing the risk of traders, as early as 5000 BC in China and 4500 BC in Babylon. Life insurance dates only to ancient Rome, “burial clubs” covered the cost of members’ funeral expenses and helped survivors monetarily